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Loan Financing in India

Country Business Risk Classification

by

ECGC

( As on 31/03/2013 )

Risk Description Risk Weight Risk Category Number Tagged No. of countries
Insignificant Risk 0.25% A1 1 39
Low Risk 0.25% A2 2 34
Moderately Low Risk 5% B1 3 44
Moderate Risk 20% B2 4 48
Moderately High Risk 25% C1 5 32
High Risk 100% C2 6 12
Very High Risk 100% D 7 07
    Not rated   21
Total ----->       237

Seven Fold Country wise Risk Classification (31/03/2013)

Countries in Open cover of ECGC

Sr. No. Country Continent No. Tagged Risk Category Remark
1 Albania Europe 3 B1  
2 Algeria Africa 2 A2  
3 American Samoa (US)     not rated  
4 Andorra Europe 4 B2  
5 Angola Africa 3 B1 Previous yr-->C1
6 Anguilla (UK)     not rated  
7 Antigua & Barbuda North America 3 B1  
8 Argentina South America 3 B1  
9 Aruba (Netherlands)   1 A1  
10 Australia Australia 1 A1  
11 Austria Europe 2 A2  
12 Azerbaijan 3 B1
13 Bahamas North America 4 B2  
14 Bahrain Asia 3 B1  
15 Bangladesh Asia 3 B1  
16 Barbados North America 4 B2  
17 Belarus Europe 5 C1  
18 Belgium Europe 1 A1  
19 Belize North America 4 B2  
20 Benin Africa 5 C1  
21 Bermuda (UK)   1 A1  
22 Bhutan Asia 4 B2  
23 Bolivia South America 3 B1  
24 Bosnia and Herzegovina Europe 4 B2  
25 Botswana Africa 1 A1 Previous yr-->A2
26 Brazil South America 2 A2  
27 British Pacific(Pitcairn) Islands(UK)   1 A1  
28 British Virgin Islands (UK)   1 A1  
29 Brunei Asia 3 B1  
30 Bulgaria Europe 3 B1  
31 Burkina Faso Africa 4 B2  
32 Burundi Africa 6 C2  
33 Cambodia Asia 4 B2  
34 Cameroon Africa 4 B2  
35 Canada North America 1 A1
36 Canary Islands (Spain)   2 A2  
37 Cayman Island (UK)   1 A1  
38 Central African Republic Africa 7 D  
39 Chad Africa 6 C2  
40 Channel Isles (UK)   1 A1  
41 Chile South America 2 A2  
42 China Asia 2 A2  
43 Christmas Island (Australia)   1 A1  
44 Cocos Killing Island (Australia)   1 A1  
45 Colombia South America 3 B1  
46 Comoros Africa 6 C2  
47 Congo Republic Africa 4 B2  
48 Cook Island (New Zealand)     not rated  
49 Costa Rica North America 3 B1  
50 Croatia Europe 4 B2  
51 Cyprus Europe 4 B2  
52 Czech Republic Europe 3 B1  
53 Denmark Europe 2 A2  
54 Djibouti Africa 4 B2  
55 Dominica North America 5 C1  
56 Dominican Republic North America 3 B1  
57 Ecuador South America 4 B2  
58 El Salvador North America 3 B1  
59 Estonia Europe 3 B1  
60 Ethiopia Africa 5 C1  
61 Falkland Island (UK)   1 A1  
62 Faroe Islands (Denmark)     not rated  
63 Finland Europe 2 A2  
64 France Europe 1 A1  
65 French Guinea (France)     not rated  
66 French Polynesia (France)   1 A1  
67 French South Atlantic Territories (France)     not rated  
68 Gabon Africa 4 B2  
69 Georgia Europe 4 B2  
70 Germany Europe 1 A1  
71 Ghana Africa 4 B2  
72 Gibraltar (UK) Europe 1 A1  
73 Greenland (Denmark) North America   not rated  
74 Greneda North America 6 C2  
75 Guadeloupe (France)   1 A1  
76 Guam (US)   1 A1  
77 Guatemala North America 3 B1  
78 Guinea Africa 6 C2  
79 Haiti North America 5 C1  
80 Heard Island & McDonald Island (Australia) Oceania   not rated  
81 Hong Kong (SAR, China) Asia 2 A2  
82 Hungary Europe 3 B1  
83 India Asia 1 A1  
84 Indonesia Asia 3 B1  
85 Ireland Europe 3 B1  
86 Israel Asia 2 A2  
87 Italy Europe 2 A2  
88 Jamaica North America 4 B2  
89 Japan Asia 1 A1  
90 Kazakhstan   3 B1  
91 Kenya Africa 3 B1  
92 Kiribati Oceania   not rated  
93 Kuwait Asia 2 A2  
94 Laos Asia 5 C1  
95 Latvia Europe 4 B2  
96 Lesotho 4 B2
97 Liechtenstein   1 A1  
98 Lithuania Europe 2 A2  
99 Luxembourg Europe 2 A2  
100 Macao (SAR, China) Asia 2 A2  
101 Madagascar Africa 5 C1  
102 Malaysia Asia 2 A2  
103 Maldives Asia 5 C1  
104 Mali   6 C2 Previous yr -->C1
105 Malta   3 B1  
106 Marshall Islands Oceania 5 C1  
107 Martinique (France)   1 A1  
108 Mauritius Africa 2 A2  
109 Mayotte (France)   1 A1  
110 Mexico North America 2 A2  
111 Micronesia Oceania 4 B2  
112 Moldova (Republic of )   6 C2  
113 Monaco   2 A2  
114 Mongolia Asia 5 C1  
115 Montenegro   5 C1  
116 Mont Serrat (UK)     not rated  
117 Morocco Africa 2 A2  
118 Mozambique Africa 5 C1  
119 Myanmar Asia 4 B2  
120 Namibia Africa 3 B1  
121 Nauru Oceania 7 D  
122 Nepal Asia 3 B1  
123 Netherland Antiles (Netherlands)   1 A1  
124 Netherlands Europe 1 A1  
125 New Caledonia (France)     not rated  
126 New Zealand Australia 1 A1  
127 Niger Africa 5 C1  
128 Nigeria Africa 3 B1  
129 Niue Island (UN Non-member)     not rated  
130 Norfolk Island (Australia)   1 A1  
131 Northern Mariana Islands (US)     not rated  
132 Norway Europe 1 A1  
133 Oman Asia 2 A2  
134 Pakistan Asia 4 B2  
135 Palau     not rated  
136 Panama North America 3 B1  
137 Papua New Guinea Oceania 3 B1  
138 Paraguay South America 3 B1  
139 Peru South America 2 A2  
140 Philippines Asia 3 B1  
141 Poland Europe 3 B1  
142 Portugal Europe 3 B1  
143 Puerto Rico (US)   1 A1  
144 Qatar Asia 2 A2  
145 Reunion Islands (France)   3 B1  
146 Romania Europe 4 B2  
147 Russia   2 A2  
148 Samoa   5 C1  
149 San Marino (Italy)   2 A2  
150 Sao Tome & Principie   6 C2  
151 Saudi Arabia Asia 2 A2  
152 Senegal Africa 4 B2  
153 Serbia Europe 3 B1  
154 Seychelles Africa 4 B2  
155 Sierra Leone   5 C1  
156 Singapore Asia 1 A1  
157 Slovakia Europe 2 A2  
158 Slovenia Europe 3 B1  
159 Solomon Islands Oceania 5 C1  
160 South Africa Africa 2 A2  
161 South Korea Asia 1 A1  
162 Spain Europe 2 A2  
163 Sri Lanka Asia 2 A2  
164 St. Christopher and Nevis (UK) Oceania 5 C1  
165 St. Helena and Ascension (UK) Oceania   not rated  
166 St. Lucia Oceania 5 C1  
167 St. Pierre and Miquelon (France) Oceania   not rated  
168 St. Vincent and the Grenadines North America 4 B2  
169 Suriname South America 3 B1  
170 Swaziland Africa 4 B2  
171 Sweden Europe 1 A1  
172 Switzerland Europe 1 A1  
173 Taiwan (UN Non-member) Asia 2 A2  
174 Tanzania Africa 4 B2  
175 Thailand Asia 3 B1  
176 Togo Africa 6 C2  
177 Tokealu (New Zealand )     not rated  
178 Tonga Oceania 4 B2  
179 Trinidad and Tobago North America 2 A2  
180 Turkey Asia 4 B2  
181 Turkmenistan   5 C1  
182 Turks and Caicos (UK)     not rated  
183 Tuvalu Oceania   not rated  
184 UAE Asia 2 A2  
185 Uganda Africa 4 B2  
186 Ukraine Europe 4 B2  
187 United Kingdom Europe 1 A1  
188 USA North America 1 A1  
189 Uruguay South America 2 A2  
190 US Pacific Islands (US)   1 A1  
191 US Virgin Islands (US)   1 A1  
192 Uzbekistan   3 B1  
193 Vanuatu Oceania 5 C1  
194 Vatican City (UN non-member) Europe 1 A1  
195 Venezuela South America 4 B2  
196 Vietnam Asia 3 B1  
197 Wallis and Futuna (France)     not rated  
198 Western Sahara (under siege)     not rated  
199 Zambia Africa 4 B2  
200 Zimbabwe Africa 7 D  
           
           

Countries in 'Restricted Cover - Group I'

for which

revolving limits are approved normally valid for a year

Sr. No. Country Continent No. Tagged Risk Category Remark
1 Armenia   4 B2  
2 Cape Verde Aftica 6 C2 Previous yr->C1
3 Cote d' Ivoire Africa 5 C1  
4 Cuba North America 4 B2  
5 Democratic Republic of Congo Africa 6 C2  
6 Egypt Africa 3 B1  
7 Equatorial Guinea Africa 4 B2  
8 Eritrea   5 C1  
9 Gambia Africa 4 B2  
10 Guinea Bissau Africa 5 C1  
11 Guyana South America 4 B2  
12 Iceland Europe 4 B2  
13 Iran Asia 3 B1  
14 Iraq Asia 5 C1  
15 Jordan Asia 3 B1  
16 Kyrgyzstan   4 B2  
17 Liberia   5 C1  
18 Libya Africa 3 B1  
19 Macedonia Europe 4 B2  
20 Malawi Africa 5 C1  
21 Nicaragua North America 4 B2  
22 Palestine Asia 7 D  
23 Rwanda Africa 5 C1  
24 Syria Asia 5 C1  
25 Tajikistan   5 C1  
26 Tunisia Africa 3 B1  
27 Yemen Asia 5 C1  

Countries in 'Restricted Cover - Group II'

for which

specific approval to be given on case-to-case basis of merit

Sr. no. Country Continent No. tag Risk Category Remark
1 Afghanistan Asia 6 C2  
2 Fiji Oceania 4 B2  
3 Greece Europe 4 B2  
4 Honduras North America 4 B2  
5 Lebanon Asia 4 B2  
6 Mauritania Africa 5 C1  
7 North Korea Asia 7 D  
8 Somalia Africa 7 D  
9 Sudan Africa 5 C1  
10 Timor Leste   7 D  

Out of total list of 237 countries, 5 are not members of UN (in deep blue), 41 are dependent territories( in brown). Hence net figure is 191.Two countries, South Sudan & Saint Kitts which are members of UN but not rated here. This takes the no. of countries as members of UN to 193.Kosov which is a new country is neither a member of UN nor has been given a risk classification grade.

 

 

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